Auto Insurance
Types of Auto Insurance
Auto Liability Coverage
Every corner of the United States mandates a minimum auto liability coverage for legal vehicle operation. While this coverage doesn’t handle your personal property damage costs, it does address property damage incurred by others in accidents where you’re at fault. Auto liability insurance extends its protection whether you’re driving your own vehicle or operating another person’s vehicle with their consent.
Auto liability insurance entails two types of coverage: Bodily Injury Liability and Property Damage Liability. Bodily Injury Liability caters to medical expenses and lost wages of other parties involved in accidents where you’re at fault. Property Damage Liability takes care of damaged property of other parties in accidents for which you are responsible.
Auto liability insurance constitutes a fundamental aspect of auto insurance coverage, underscoring the importance of discussing your needs with an agent to secure the right protection.
Comprehensive Coverage
Collision Coverage
Under-Insured Driver Coverage
Uninsured driver coverage
Uninsured driver coverage offers a safety net in scenarios where you’re involved in an accident with a driver lacking insurance, possessing insufficient coverage as per state regulations, or fleeing the scene. Similar to under-insured driver coverage, uninsured driver coverage steps in to address medical expenses for both you and your passengers. Depending on your policy, this coverage might also extend to rental car costs or damage to your vehicle.
Navigating the world of auto insurance, particularly for newcomers, requires diligent research, and having a guiding hand is always beneficial. If you’re keen to delve deeper into the aforementioned auto coverage or have queries about other facets of auto insurance, don’t hesitate to get in touch with me. Having an informed professional by your side can make all the difference in pinpointing the perfect auto insurance policy for your needs.
Vehicle Contact Protection – Sharing the road with motor vehicles brings its fair share of risks. By opting for this added coverage, you secure the protection necessary in the unfortunate event of a collision with a vehicle that lacks proper insurance coverage to address your losses.
