Life Insurance

parent and childInsurance Matters shops a range of insurance carriers to find you the best life insurance policy at the best prices. Have peace of mind that your loved ones will be protected if anything were to happen to you.

Term Life Insurance

As the name implies, term life insurance provides protection for a specific period of time and generally pays a benefit only if you die during the “term”.  Term periods typically range from one year to 30 years, with 20 years being the most common term. Term Life insurance is often the most affordable coverage because it offers a protection for a certain number of years.

 You may want to purchase a term life insurance policy to:

  1. Get maximum coverage at an affordable price
  2. Cover specific financial responsibilities like a mortgage or college expenses
  3. Supplement a permanent policy or work policy

Whole Life Insurance

Whole Life features guaranteed premiums, death benefits, and cash value.  It gives you the potential to receive dividends, which can increase the value of the policy when the insured is living or provide an increased death benefit for your beneficiaries.

You may want to buy Whole Life if you want:

  1. Protection for life
  2. Payments that stay the same each year
  3. To be able to put additional money into the policy on a tax-favored basis.
  4. Cash value you can use while you are living

Protect Your Loved Ones

Let our insurance expert help you find affordable life insurance.

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