Classic Car Insurance
Your independent agent for classic car insurance in Fuquay-Varina, NC, offering specialized coverage tailored to the unique needs and value of vintage and collectible automobiles.
Types of Classic Car Insurance
Classic car insurance comes in different forms: agreed value coverage sets a pre-agreed value for the vehicle, while stated value coverage lets you declare a value for the car. There’s also usage-based coverage that considers how you use the car, ensuring tailored protection for your prized classic.
Antique & Classic Cars
Stock vehicles built from the turn of the century through 1969.
Exotic and Special interest
Rare or “limited production” vehicles, model years 1990 or newer such as Ferraris and Lamborghinis.
Fire Trucks
“Retired” commercial vehicles such as fire trucks, semi tractor/trailers, busses, dump trucks, and tow trucks.
Low Riders
Vehicles that have typically been modified with hydraulic or air bag suspension systems.
Military Vehicles
Older military vehicles that are purchased as collectibles. May not be used for battle re-enactments.
Modern Classic
Have desired characteristics such as muscle cars, foreign sports cars, convertibles, and unique body shapes.
Motorcycles and Scooters
Bikes from the late 1960’s and older that are increasing in value and meet the minimum value limit.
Muscle Cars
Typically 1960’s and early 1970’s two-door vehicles powered by large V-8 engines and built with special emphasis on performance.
Replicas
Street Rods
Performance has been significantly increased, the body/chassis/frame has been structurally altered or a customer paint job valued over $10,000.
Tractors
Must be 30 years old or older, restored or excellent original condition, consistent with a collectible vehicle with a minimum value of $3,500.
Trailers
1) Vehicle trailers designed to carry a collector vehicle 2) Street Rod trailers commonly pulled behind Street Rods and Customs
